Affordable Homeowners Insurance

The Homeowners insurance is a package policy that provides financial protection against disasters. A basic (or standard) policy insures the home itself and the things you keep in it. This means that it covers both damage to your property and your liability (or legal responsibility) for any injuries or property damage you or members of your family cause to other people. This also includes damage caused by your pets.

What Does Homeowners Insurance Cover?

  • The structure of your home
    Homeowners insurance policies need to cover the cost of rebuilding your home at current construction costs (don't include the cost of the land and don't estimate based on the price you paid for your home). For a quick estimate of the amount of insurance you need, multiply the total square footage of your home by local building costs per square foot.
  • The contents of your home
    Your personal belongings
  • The cost of additional living expenses
    If your home is damaged in such a way that you have to live somewhere else during repairs
  • Your liability to others
    Even legal defenses may be provided for third party damages
Home Insurance Albany NY

Please fill out the form below for a quote

Personal Information

First Name

Last Name

Current Address
City
State
Zip Code
Phone

E-mail

Occupation

Home Information

Year Built
Building Type
Stories
Age of Electric
Age of Plumbing
Age of Heating

Basic Interior Features

Living Space (sq. ft.)
# of Full Baths
# of Half Baths
# of Chimneys
# of Hearths

Additional Interior Features

Finished Basement
Central Air
Security System

Basic Exterior Features

Garage Type
Garage Size
Roof Type
Roof Age

Additional Exterior Features

Finished Basement
Central Air
Outdoor Pool (no fence)
Outdoor Pool (fenced)

Additional Information

I have a dog
I need additional jewelry coverage
I need additional fur coverage
I have a stamp or coin collection
I have firearms I want covered
I have antiques I want covered
I want additional computer coverage

Optional Coverages

Appliance Breakdown
Flood
Earthquake
Identity Theft

Comments or Questions


I understand that coverage cannot be bound or altered by this form submission request until the information has been specifically confirmed by one of our representatives by phone or email.