Affordable Motorcycle Insurance

Motorcycle insurance is required by law in New York, Connecticut, and Massachusetts. If you ride uninsured you can get fined, have your license revoked, be sued or even end up in jail. It provides coverage for a bike, scooter, moped, ATV or UTV. Even if you do not ride your motorcycle that often each state has a minimum required coverage for your motorcycle insurance.

How much coverage do you need for your motorcycle?

Motorcycle insurance is required by state and typically has a state minimum. Whether you should buy more coverage depends on your situation. Similarly, the decision to purchase collision coverage depends on the value of your bike. If you got your bike for $800, it probably does not make sense to get collision or comprehensive coverage unless required by the state. Alternatively, if you have a loan, the lender might require you to have collision coverage on your bike. We always recommend getting as much coverage as you can afford. It is always better to be protected.

Should you get uninsured/underinsured coverage?

Yes absolutely. Buy as much uninsured/underinsured coverage as you can afford. Most motorcycle accidents involving cars are the other person's fault and many of them only have the state's minimum coverage.

Save Time and Money with Lia Insurance

If you need motorcycle insurance and are looking to get a quote on a new insurance policy or simply want to talk to a licensed agent about your current policy, give Lia Insurance Agency a call today. We do the hard work for you and shop different motorcycle insurance carriers to find the best deal for you! It is better to have insurance coverage and not need it than to need it and not have it. Let us protect your motorcycle.