Renters Insurance

Do I need renters insurance?

If you rent a house, condo, apartment, townhouse, etc. you need renters insurance and often, the landlord will require you to have it. Even though you do not own the building, your personal belongings inside are not covered. Renters insurance can help cover your belongings if they get damaged or if your apartment becomes uninhabitable. If you can no longer live there, your temporary living expenses of a hotel or other living expenses can be covered depending on the insurance company.

What type of damage does renters insurance cover?

Renter's insurance often covers fire & smoke damage, vandalism & theft, weather damage, water damage, visitor injuries, and more, depending on the type of coverage you have. Coverage varies by insurance company so make sure to check with your agent you have a policy for what you need.

How much does renters insurance cost?

Renter's insurance is typically very affordable. One way to lower the cost is to increase your deductible. However, in case of a loss consider how much you are willing to pay if you need to make a claim.

Save Time and Money with Lia Insurance

If you need renters insurance and are looking to get a quote on a new insurance policy or simply want to talk to a licensed agent about your current policy, give Lia Insurance Agency a call today. We do the hard work for you and shop different renters insurance carriers to find the best deal for you!