Valuable Possession Insurance
Accidents Happen. Protect Your Valuables. NY, CT & MA
Accidents Happen. Protect Your Valuables.
Stones fall out of diamond rings, accidents happen. We'll get you the right protection for your valuable belongings and make sure you are covered in the event of a loss, theft, accident, or natural disaster.
What does Valuable Possession Insurance include?
Typically you would need valuable possession insurance to cover expensive possessions in the event of a total loss. This would ensure you get the actual value to replace what was lost versus a generic market price value. Additionally, it can provide additional coverage for accidental damage done to these valuable items.
Does my Homeowner's Insurance cover my valuable possessions?
Yes. Even then, you may not get as much in a claim for the actual replacement cost of the item, so it is good to get an appraisal and protect yourself with the additional coverage you would need with valuable possessions insurance. This will ensure that if any loss occurs, you will not get the generic market price to replace your priceless items.
What kind of valuables can be covered?
It depends on the carrier and coverage, but here are some things that can be covered:
- Jewelry
- Furs
- Artwork
- Baseball card collections
- Golf equipment
- Collectables such as coins or stamps
- Wine collections
Those are just a few of the many items that can be covered when insured with a valuable possession policy. They are typically also covered by your homeowner's insurance, but if you need higher limits, this is where Valuable Possesions Insurance would come in.
Save Time and Money with Lia Insurance
If you need valuable possession insurance and are looking to get a quote on a new insurance policy or simply want to talk to a licensed agent about your current policy, give Lia Insurance Agency a call today. We do the hard work for you and shop for different valuable possessions insurance carriers to find the best deal for you! It is better to have insurance coverage and not need it than to need it and not have it. Let us protect your valuables!